Homeowners Insurance

For most of us, our home is the largest asset we have, so it makes good sense to make sure it is properly protected. Homeowners insurance is important for protecting property, liability and personal belongings.

In most cases, we will be able to insure your home for 100% of the replacement value, which means that in the event of a catastrophe, your home will be repaired, even if the damage exceeds your policy limit.

Available Discounts*

Smoke Detectors
Discount for having smoke detectors in your home.

Home Security
Discounts for Burglar and Fire Alarms, Dead Bolt, and Automatic Sprinklers

Mature Credit
If you are age 55 and older and one of the named insured’s is retired, you are entitled to a discount.

Home/Auto
If you insure your auto and home through us, you could receive a discount on your homeowners premium.

New Home Discount
A discount is available based on the age of the home.

Green Discount
A discount if you sign up to have your bills and policy delivered via email.

Scheduled Items

Your homeowners policy does provide very BROAD contents coverage in the event of a loss, BUT it does have LIMITATIONS on certain items. You can schedule a valuable item onto your homeowners policy for a minimal premium. By doing this, you are ensuring the item is covered for all perils.

Common items that can be added as scheduled property:

  • Jewelry
  • Furs
  • Cameras
  • Musical Instruments
  • Silverware
  • Golfers Equipment
  • Fine Arts
  • Bicycles

Value Added Personal Property Service
24/7 IT support available with access to professional, highly trained IT support specialist at no additional charge.

* Some discounts only apply to certain parts on the policy. Discounts offered subject to qualification and company guidelines. The above discounts available for calendar year 2020.

Call Us Today 978-927-8420

HOURS

Monday - Friday: 8:30 am to 5:00 pm
Nights and weekends: by appointment
Closed for Holidays

We are licensed to write policies in MA, NH, and ME

Our Affiliations

Insurance Beverly Massachusetts
Insurance Massachusetts