Personal Insurance

Our Personal Insurance Coverage capabilities…

  • Automobile Insurance
  • Homeowner’s Insurance
  • Renter’s Insurance
  • Condo Unit Owner Insurance
  • Motorcycle Insurance
  • Umbrella Insurance
  • Flood Insurance
  • Valuable Articles Insurance
  • Boat Insurance
  • Recreational Vehicles Insurance
Available Discounts*

Safe Driver

You can receive a discount by staying accident and ticket free.

AAA
If you are a AAA member, you are entitled to preferred pricing on your Massachusetts Automobile Policy.

AARP
If you are a AARP member, you are entitled to preferred pricing on your Massachusetts Automobile Policy.

Multiple Cars
A discount is available if an individual or married couple own two or more automobiles.

Annual Mileage
You could be eligible for a discount depending on your estimated annual mileage.

Drivers Education
A discount is available if an inexperienced driver listed on the automobile policy (not deferred) has completed an approved training course.

Smart Drivers Discount
A discount if the driver has completed a company approved Advanced Driver Training Program.

Good Student Discount
A discount if the student meets eligibility guidelines.

Student Away from Home
A discount if the student attends school more than 100 miles from home.

Green Discount
A discount if you sign up to have your bills and policies delivered via email.

Paid in Full
A discount if the policy premium is paid in full.

Accident Forgiveness
Coverage may be purchased to waive and not assign points for at-fault accidents if certain conditions apply. Please contact the office if interested. The cost of the endorsement is a percentage of the policy premium.

Age 65 and Over
A discount is available if the principle driver is 65 years of age or older, there are no inexperienced operators, and the automobile is not customarily used in business.

Auto/Home/Umbrella
There are discounts available if you have your automobile, homeowner and/or personal umbrella insured with the same agency.

New Home Discount
A discount is available based on the age of the home.

Home Security
Discounts for Burglar and Fire Alarms, and Automatic Sprinklers or smoke detectors.

WBUR Membership
Special pricing available for being a WBUR member card holder.

* Some discounts only apply to certain parts on the policy. Discounts offered subject to qualification and company guidelines. The above discounts available for calendar year 2020.

Call Us Today 978-927-8420

HOURS

Monday - Friday: 8:30 am to 5:00 pm
Nights and weekends: by appointment
Closed for Holidays

We are licensed to write policies in MA, NH, and ME

Our Affiliations

Insurance Beverly Massachusetts
Insurance Massachusetts